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Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

Great rates, easy app , easy set up.

4
Great rates, easy app , easy set up. Reviewed on: 17th April 2025

They use simple language - none of this banking nons...

5
They use simple language - none of this banking nonsense. Interest rates and earnings are shown plain and simple. Reviewed on: 17th April 2025

The customer service team are very helpful and patient.

5
The customer service team are very helpful and patient. It is easy to check into accounts in the app and manage your money. Reviewed on: 17th April 2025

Great App and Great Rates!

5
The app is very user friendly and straightforward to use. This together with competitive interest rates offer a perfect combination and a very positive customer experience. Reviewed on: 17th April 2025

Recommend giving them a try

5
Really easy to use the banking app and great interest rates. I have now set up a few savings accounts to increase my savings and found it easy to move money around. Reviewed on: 17th April 2025

Amazing Atom

5
I've been with Atom almost since inception and they have never failed to offer great rates of interest. Easy to use site and (as an oldy) when I've had a query the staff are so warm and comforting I dobt feel like a silky old fool for not knowing something. Definitely recommend - woukd give them 11 out of 10 if I coukd Reviewed on: 17th April 2025

Easy to use very efficient services

5
To set up an account with Atom, transfer money in an out, use the website / portal are all made so user friendly, efficient and speedy Reviewed on: 17th April 2025

Great interest rates.

5
Great interest rates. Easy to apply and set up. 10/10 for interface. I am very content. Reviewed on: 17th April 2025

Modern Banking at its best..

5
Easy to open an account, good rate of interest and a variety of products to choose from. Love the easy to use app. Reviewed on: 17th April 2025

Ease of use.

5
Ease of use. Able to obtain information and details of my account at any time of the day. Reviewed on: 17th April 2025

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