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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

A great savings account, hard to beat.

5
A great savings account, hard to beat. Reviewed on: 17th April 2025

Very good and easy to use app all your hard earned...

2
Very good and easy to use app all your hard earned money under one umbrella Reviewed on: 17th April 2025

Easy, fast, good rates

5
It was very easy and fast to set up, and the savings account interest rate is better than most other banks. Reviewed on: 17th April 2025

Really good and clear app to manage the account

5
Really good and clear app to manage the account Reviewed on: 17th April 2025

Very easy to invest.

5
Very easy to invest. I had monthly interest payments which arrive every month end. Very good Company Reviewed on: 17th April 2025

Atom is no frills, no nonsense.

5
Atom is no frills, no nonsense. They just let you get on with what you want and forget about things you don't. They offer some of the best interest rates out there, and their app is easy to use. When I've needed support from them or specific documents the chat has always been easy to use, if a littler limited on opening hours. Reviewed on: 17th April 2025

Great rates, easy app , easy set up.

4
Great rates, easy app , easy set up. Reviewed on: 17th April 2025

They use simple language - none of this banking nons...

5
They use simple language - none of this banking nonsense. Interest rates and earnings are shown plain and simple. Reviewed on: 17th April 2025

The customer service team are very helpful and patient.

5
The customer service team are very helpful and patient. It is easy to check into accounts in the app and manage your money. Reviewed on: 17th April 2025

Great App and Great Rates!

5
The app is very user friendly and straightforward to use. This together with competitive interest rates offer a perfect combination and a very positive customer experience. Reviewed on: 17th April 2025

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