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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Recommend giving them a try

Really easy to use the banking app and great interest rates. I have now set up a few savings accounts to increase my savings and found it easy to move money around. Reviewed on: 17th April 2025

Amazing Atom

I've been with Atom almost since inception and they have never failed to offer great rates of interest. Easy to use site and (as an oldy) when I've had a query the staff are so warm and comforting I dobt feel like a silky old fool for not knowing something. Definitely recommend - woukd give them 11 out of 10 if I coukd Reviewed on: 17th April 2025

Easy to use very efficient services

To set up an account with Atom, transfer money in an out, use the website / portal are all made so user friendly, efficient and speedy Reviewed on: 17th April 2025

Great interest rates.

Great interest rates. Easy to apply and set up. 10/10 for interface. I am very content. Reviewed on: 17th April 2025

Modern Banking at its best..

Easy to open an account, good rate of interest and a variety of products to choose from. Love the easy to use app. Reviewed on: 17th April 2025

Ease of use.

Ease of use. Able to obtain information and details of my account at any time of the day. Reviewed on: 17th April 2025

Easy online service always a competitive rate and gr...

Easy online service always a competitive rate and great customer service when you phone very helpful Reviewed on: 17th April 2025

Atom are reliable, user-friendly and offer highly co...

Atom are reliable, user-friendly and offer highly competitive rates Reviewed on: 17th April 2025

Highly recommend

From the start it was so easy to open the account. Moving money to and from the account has been flawless. One of the easiest banking apps I’ve ever dealt with. Interest on the money paid promptly every month. Cannot fault. Reviewed on: 17th April 2025

Excellent customer service and fantastic rates

Excellent customer service and fantastic rates Reviewed on: 17th April 2025

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