Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5185)

Very easy to set up, very easy to deal with customer...

5
Very easy to set up, very easy to deal with customer support who genuinely seem to care and take their time on the call. Setting up accounts is a breeze, from fixed term savings to more flexible options or moving from fixed to flexible and vice versa, it is all super simple and the % rates are continously competative. Reviewed on: 17th April 2025

Easy to use.

5
Easy to use. Good competitive rates. Very secure Reviewed on: 17th April 2025

Provide a great offering, app is very easy to use an...

5
Provide a great offering, app is very easy to use and straight forward setup Reviewed on: 17th April 2025

Does everything a bank should with no stress or fuss.

5
Does everything a bank should with no stress or fuss. Reviewed on: 17th April 2025

Top Rates!

5
Atom always have good rates and are consistently the best and most competitive. Reviewed on: 17th April 2025

Good app, although it could be better (see the likes...

5
Good app, although it could be better (see the likes of Monument and what they're doing with membership perks, and Starling), good rates. Reviewed on: 17th April 2025

Perfect App.

5
Perfect App. Super efficient. Good rates Reviewed on: 17th April 2025

Great app & interest rates! .

5
App very easy to use & good interest savings rates. Reviewed on: 17th April 2025

I have been with ATOM for 2 years with no problems.

5
I have been with ATOM for 2 years with no problems. Reviewed on: 17th April 2025

Easy banking experience

5
Always been so easy and seamless! Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products