Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

View other Atom Bank products

4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Best Fixed Rate Experience

It was simple to set the account up and the chat service was incredibly helpful and personable. Reviewed on: 17th April 2025

Fast - faster payments and friendly

Fast - faster payments and friendly Reviewed on: 17th April 2025

Best bank in town.

Best bank in town. Great return on investment year on year. Reviewed on: 17th April 2025

Good savings rates, all from an app

Easy app to navigate. Good design. Good interest rates for savings accounts, and option for 6 month fixed at a good rate appeals to me. Good communication via email when fixed term is coming to an end and options. Face recognition doesn't like shadows very much but easy to access. Trustworthy - have never needed to call them, all sorted on the app. Reviewed on: 17th April 2025

Atom aerial

Easy to use on the App all good. Used it for a while now no problem Reviewed on: 17th April 2025

Friendly and good customer service.

Friendly and good customer service. Reviewed on: 17th April 2025

Know exactly what my money is doing

Know exactly what my money is doing Reviewed on: 17th April 2025

Easy to set up.

Easy to set up. Good communication and excellent rates. Reviewed on: 17th April 2025

Very easy to navigate online banking app.

Very easy to navigate online banking app. No fuss or bother when moving money around. Perfect. Reviewed on: 17th April 2025

Decent rates but dropped a bit lately

Decent rates but dropped a bit lately Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Tipton & Coseley Building Society 5.00 from 4 reviews
Savings
from Northern Community Bank (formerly Pennine Community Credit Union) 4.95 from 203 reviews
Internet Saver
from Tesco Bank 3.09 from 22 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub