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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Need a savings account? You can’t beat Atom bank.

5
I’ve used Atom bank for about nine years. It’s simple and easy to use especially when you need to move money around. In my experience their interest rates are always market leading and so is their customer service. I can’t recommend them highly enough Reviewed on: 17th April 2025

My experience with Atom bank

5
Myself and my husband have been using Atom bank for a number of years. We have found that their savings rates are usually very competitive. The app is simple to use, and the feedback when making deposits, both via the app and text messages to my phone are rapid which is always a relief to me. The one time I had a question for their customer support, the phone was answered quickly and the question was answered efficiently and politely. Reviewed on: 17th April 2025

Great app.

5
Great app. I can view my balance and Interest rate I am earning easily. I can add money to my savings easily. Reviewed on: 17th April 2025

All good what is the point Insall,this

5
All good what is the point Insall,this Reviewed on: 17th April 2025

Best rates

5
Easy to use app. Excellent rates. Used for 4 years now. Great bank. Reviewed on: 17th April 2025

good system

5
excellent administration, opening account simple and hassel free. Reviewed on: 17th April 2025

Excellent experience

5
Brilliant service. No problems with operating bank application. Reviewed on: 17th April 2025

Atom app

5
Easy to access online and customer service assistants are professional & accommodating. Reviewed on: 17th April 2025

Atom, the atomic bank

5
Easy to use app, great communication and updates without being invasive. Very favourable rates of interest, quicker than others to put rates up when possible. Reviewed on: 17th April 2025

Very easy app to use.

5
Very easy app to use. Good rates of interest and always kept well informed. Speedy withdrawal process. Reviewed on: 17th April 2025

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