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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Been with Atom for a few years now.

Been with Atom for a few years now.Easy website to use.Good comparable rates Reviewed on: 17th April 2025

Atom Bank - highly recommend!

Atom Bank not only offer excellent competitive rates but the simplicity of opening a new account via the mobile app is fantastic, the best I’ve seen. Their email communications are clear and concise and they don’t bombard you with irrelevant material. They contact you in good time ahead of a fixed rate coming to an end so you can give consideration on what to do next to make an informed choice, be that taking out another product with Atom or going with a competitor. I’m definitely a big advocate for the brand and often recommend to my family and friends, who now have accounts too. Reviewed on: 17th April 2025

Online saving with Atom

I have been with Atom bank for a few years now the service has always been top class , the ease of the online savings accounts is second to none..very easy to understand the saving interest rates and duration Reviewed on: 17th April 2025

Easy to use and Very straightforward to use App.

Very straightforward to use App. Good rates on Reward saver. Have never had any problems transferring funds Reviewed on: 17th April 2025

Easy to use App

Very simple to use the Atom app and you can resolve any other questions you have by using the chat Reviewed on: 17th April 2025

Very satisfied using Atom Bank. Over many years

I have had several fixed rate savings with Atom Bank. The App is excellent, well designed, easy to use. Paying in funds and withdrawing has been straightforward. I have never had any issues requiring customer support. The interest rates have been competitive. Atom do not pester you with unnecessary emails. Reviewed on: 17th April 2025

Professionalism and value

I have found it really easy to communicate with Atom when a query has arose. Their interest rates have always offered me a great deal and are one of the best. Reviewed on: 17th April 2025

Convenient & high interest

Opened a savings account via the app with ease and they offer some of the higher interest on a easy access savings account Reviewed on: 17th April 2025

Good rates, great APP East to navigate, well desighned

Good rates, great APP East to navigate, well desighned Reviewed on: 17th April 2025

Easy to use, friendly & knowledgeable staff.

Easy to use, friendly & knowledgeable staff. Great rate Reviewed on: 17th April 2025

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