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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Boom from Atom

5
Very simple application. Good notice on fix term ending and reinvestment offers & options. Great rates Reviewed on: 17th April 2025

Great online experience.

5
Great online experience. competitive interest rates. Professional communication. Reviewed on: 17th April 2025

Quick and easy, Atom is the best!

5
Atom is easiest most straightforward bank to deal with. All the instructions are clear, the explanations about everything are simple to understand. It is quick to implement. Perfect for a non- tech older guy like me. Atom is without doubt the best! Thank you Reviewed on: 17th April 2025

I had no problem opening my account, and the app was...

5
I had no problem opening my account, and the app was very self explanatory Reviewed on: 17th April 2025

Atom Bank Investment

5
Having been with Atom Bank for some three years my experience has been great. Easy to setup investments and on maturity easy to decide next stage. Reviewed on: 17th April 2025

Always good rates of interest.

5
Always good rates of interest. Interest paid in a timely manner and plenty of information about account and interest rates. Reviewed on: 17th April 2025

Practical

5
Easy to use and good value. A safe option when finances are tight. Reviewed on: 17th April 2025

Great bank all around

5
Easy to use app, good interest rates on savings accounts and good customer service. Reviewed on: 17th April 2025

Great rates just need a cash ISA

5
Great rates just need a cash ISA Reviewed on: 17th April 2025

Easy to set up account and manage money through the...

4
Easy to set up account and manage money through the app. Very Easy to withdraw and add money to account. Reviewed on: 17th April 2025

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