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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

You can always "bank" on ATOM

5
I feel the banking app is amazing and of the best of any other bank- awesome interface and so user friendly Reviewed on: 17th April 2025

Easy to use with an excellent range of savings options

5
I have had Atom savings accounts for a few years & am very satisfied with the range of accounts available and the ease of moving money into and out of my accounts. Atom also offer very competitive interest rates and the app is extremely easy to use. I would just like to be able to be able to move money directly between my Atom accounts. Reviewed on: 17th April 2025

App easily navigated and interest rates very competi...

5
App easily navigated and interest rates very competitive Reviewed on: 17th April 2025

Complete User-Friendliness and Service,

5
Easy to use App, staff always on hand, if need to consult. Brillaint savings rates. App site user friendly and easy to navigate. Reviewed on: 17th April 2025

Using Atom is the most simple platform that I’ve exp...

5
Using Atom is the most simple platform that I’ve experienced. It’s fast, offers great value for money and an exchange rate that is highly competitive. Reviewed on: 17th April 2025

I recommend saving with Atom Bank

5
Very simple to get the account set up. Chose Atom as they had the best interest rate for my savings, and stayed with them because they have consistently been amongst the highest rates offered. I've had money in a fixed rate savings account, and when it's matured I've smoothly been able to move the money into a new one. Reviewed on: 17th April 2025

Efficient and easy to use, good rates, easy access

5
Efficient and easy to use, good rates, easy access Reviewed on: 17th April 2025

The app is very fast and clean and they offer good I...

5
The app is very fast and clean and they offer good ISA rates Reviewed on: 17th April 2025

Very easy app to use

5
Very easy app to use, great interest rates and funds are secure. Reviewed on: 17th April 2025

Easy to use App, with lots of useful information

5
Easy to use App, with lots of useful information Reviewed on: 17th April 2025

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