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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Great interest rates

Atom Bank regularly have the best interest rates on the market. Reviewed on: 16th April 2025

Savings rates are competitive

Savings rates are competitive and the app works really well. I've never had any problems which require me to contact them but I can do everything I need to do on the app. Reviewed on: 16th April 2025

Give it a try you won’t be disappointed.

I was new to Atom Bank 18 months ago and found the process of signing up and saving with them really easy. Very good information told me everything I needed to know. I could log in and check my savings whenever I wanted to.The bank notified me and transferred my money on the due date. Reviewed on: 16th April 2025

Their cash on top of mine which was easy to grab!

There are no obstructions, or limits, to how often I can access and withdraw money. This alongside a reasonable interest rate has made it effective. Additionally I chose Atom bank as their promotion allowed me to use an exact deposit number to see the interest this would attract on an annual basis. Reviewed on: 16th April 2025

So easy to use.

So easy to use. Have been with them for years Reviewed on: 16th April 2025

Quick and easy to set up.

Quick and easy to set up. The app is so user friendly and allows me to track my acvountd Reviewed on: 16th April 2025

Super app, great products.

Super easy and well designed app. Simple to understand products. Competitive savings rates. Good communications and always a friendly tone. Reviewed on: 16th April 2025

Very good App,easy to set up and use.

Very good App, easy to set up and use. excellent service and good rates. Reviewed on: 16th April 2025

Easy access on Smartphone

Fine and Dandy easy access on Smartphone Reviewed on: 16th April 2025

So easy to use the website and so easy to check all...

So easy to use the website and so easy to check all of my ongoing investments whenever I want. Atom are a breath of fresh air! Reviewed on: 16th April 2025

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