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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

A rarity - a hassle-free new venture

5
Straightforward set-up. Easy to use app. Good ‘vibe’ re communications. Good interest rates. Reviewed on: 16th April 2025

Great interest rates on lots of accounts, easy to us...

5
Great interest rates on lots of accounts, easy to use app Reviewed on: 16th April 2025

Total confidence.

5
I have been using Atom bank for some years now. It has been completely trustworthy, easy to deal with & honest. I shall have no qualms about reinvesting when my term of savings comes to an end.. Reviewed on: 16th April 2025

Great app with good service.

5
Great app with good service. Very satisfied with the bank. Reviewed on: 16th April 2025

Excellent company

5
Had fixed and instant saving accounts for a number of years and have always found them to be an excellent company to deal well with Reviewed on: 16th April 2025

Super easy to use, great App.

5
Super easy to use, great App. I found the sign up easy and learning to use the App’s features very straightforward. Reviewed on: 16th April 2025

Atom Bank Savings Review

5
Excellent service and the app is so easy to use, very comprehensive. Always have good competitive rates, and keep you informed of any movement in the interest rates. Feel they go above and beyond to help their customers. Reviewed on: 16th April 2025

Easy even for me!!

5
So easy, I’m not very computer savvy but this was simple even for me! Reviewed on: 16th April 2025

Easy to set and great rates

5
Simple and straightforward to open my accounts with very competitive interest rates Reviewed on: 16th April 2025

This is the second easy access savings account I hav...

5
This is the second easy access savings account I have had with Atom and I am very pleased with the product and have always had a pleasant experience when dealing with customer services. Reviewed on: 16th April 2025

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