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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
78% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Just great!

5
Great interest rate, great app, easy to set up account - nothing I can complain about. Reviewed on: 16th April 2025

I have been with them for afew years and their app c...

5
I have been with them for afew years and their app customer service are of good quality.very simple to operate their produts. Reviewed on: 16th April 2025

Good interest rate & easy to setup.

5
I was looking for a good interest rate savings account last year & at the time I found Atom bank to be the highest. I have never setup an account using a mobile app before but it was easy with no hassle. I like the fact that you know exactly how much interest you will get when your savings account ends & I find the app very easy to use. Reviewed on: 16th April 2025

Really good app.

5
Really good app. Easy to use, and looks great. Feels very personal when you use it. Transfers are immediate .Would definitely recommend to friends and family Reviewed on: 16th April 2025

Good rates.

5
Good rates.very good security,easy to use Reviewed on: 16th April 2025

Best online Bankweb site is superb.

5
Great bank and web site is superb. Thankfully they’re not forever trying to change it Reviewed on: 16th April 2025

The app is so easy to use & makes my life less stres...

5
The app is so easy to use & makes my life less stressful. Reviewed on: 16th April 2025

The app is great, fast to get on do whatever you nee...

5
The app is great, fast to get on do whatever you need to do and to get logout better than a most other banks. Always a competitive interest rate which is fantastic. Customer service is excellent, efficient and well mannered. Reviewed on: 16th April 2025

Easy, speed and great value.

5
Easy, speed and great value. Normally you can have two of these - but Atom provides all three. Reviewed on: 16th April 2025

I’ve been with Atom Bank for a number of years now a...

5
I’ve been with Atom Bank for a number of years now and have enjoyed excellent service and competitive rates.Will continue with Atom Bank Reviewed on: 16th April 2025

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