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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5186 reviews)

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4.91

Based on 5,186 reviews, last reviewed 20th Mar 2026

54000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5186)

Great reward incentives

I was drawn to Atom due to its high interest rate - i switched to atom savings account with the great incentive of higher interest rate if there is no withdrawals. I can be prone to withdrawing for silly purchases, but the great reward & incentive of higher interest on no withdrawals helps me think more wisely about my money. I also love the easy to use app with great visuals Reviewed on: 16th April 2025

Happy with Atom bank

Very happy with Atom bank the rates they offer are very good I could not be more happy per with Atom. Will definitely use Atom bank in the future Reviewed on: 16th April 2025

Straight forward online banking with excellent rates...

Straight forward online banking with excellent rates and good communication. On occassion that i have spoken to someone, the service was first class and my problem sorted out straight away. Highly recommend. Reviewed on: 16th April 2025

Great rates, straightforward app, easy to use

Great rates, straightforward app, easy to use Reviewed on: 16th April 2025

excellent experience

so fast and easy, notifications immediate, it's a pleasure to use, everything instinctive and well designed. Tried setting up moneybox app. gave up. atom is so smooth, it gives you confidence Reviewed on: 16th April 2025

Good service, no issues.

Good service, no issues. Easy app to use. Reviewed on: 16th April 2025

Simple process investing ( on line ) ...

Simple process investing ( on line ) with competitive rates . Easy to access and amend accounts when required . Reviewed on: 16th April 2025

A reliable home for savings

I have found Atom Bank very reliable and they have a robust app. Withdrawals are easy Reviewed on: 16th April 2025

Great products.

Great products. Excellent user friendly app. Good service on transactions. Reviewed on: 16th April 2025

Review of my experience of Atom

I have both fixed term and easy access products. Consistently good interest rates and a very easy to navigate website. I have not needed to make contact with anybody Reviewed on: 16th April 2025

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