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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Outstanding Bank,

Onboarding was a simple process and the app is simple to use. Fantastic and fast customer service when I had a question. Apart from that the registering of documents in your own personal vault make tax declarations simple Reviewed on: 16th April 2025

I have been using ATOM bank for savings for a few ye...

I have been using ATOM bank for savings for a few years now and the service and experience has always been very high. As a repeat customer, I have already recommended ATOM Bank to friends and family who have opened accounts. Reviewed on: 16th April 2025

Atom is great

Easy to set up accounts, easy to use app, good options and interest rates, everything is just easy! Reviewed on: 16th April 2025

Great range of savings accounts

Great rates of interest, also often really useful to have shorter fixed term savings. Plenty of notice when accounts are due to mature so plenty of time to consider maturity instructions. Love the new(ish) Instant Saver Reward which reduces the interest rate *only* for the month you make a withdrawal. It certainly makes me thinks about whether I *really* need to take funds out! Reviewed on: 16th April 2025

Great product, easy to use, simple and fast.

Great product, easy to use, simple and fast. Reviewed on: 16th April 2025

All round great service

No IT issues. Instant messages on deposits and withdrawals. Great, competitive interest rates with plenty of notice regarding any changes. Reviewed on: 16th April 2025

Have only used the app so far, very intuitive, infor...

Have only used the app so far, very intuitive, informative and extremely easy to set up an account. Reviewed on: 16th April 2025

the rates are competitive.

the rates are competitive. services are great Reviewed on: 16th April 2025

AtomBeen using Atom on and off for a few years.

Been using Atom on and off for a few years. Good rates and excellent service.you can speak to a human being if needed! Reviewed on: 16th April 2025

Highly recommended

I’ve been with Atom Bank a few years now and there’s good reason for that. A great App, easy to navigate, great products and interest rates. I haven’t had any issues whatsoever and intent to continue using Atom.. Reviewed on: 16th April 2025

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