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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

I use Atom Bank as my savings account.

I use Atom Bank as my savings account. It gives me good interest and it’s easy to transfer money between my accounts Reviewed on: 16th April 2025

ease of use of nApp

The easiest of all the baking Apps I have used Reviewed on: 16th April 2025

Best rates

Atom had the best rates so I invested with them. The Atom App was easy to use to set up the investment and easy to check how it's doing. Reviewed on: 16th April 2025

easy to create a new savings account, app very easy...

easy to create a new savings account, app very easy to install and enable Reviewed on: 16th April 2025

Outstanding Bank,

Onboarding was a simple process and the app is simple to use. Fantastic and fast customer service when I had a question. Apart from that the registering of documents in your own personal vault make tax declarations simple Reviewed on: 16th April 2025

I have been using ATOM bank for savings for a few ye...

I have been using ATOM bank for savings for a few years now and the service and experience has always been very high. As a repeat customer, I have already recommended ATOM Bank to friends and family who have opened accounts. Reviewed on: 16th April 2025

Atom is great

Easy to set up accounts, easy to use app, good options and interest rates, everything is just easy! Reviewed on: 16th April 2025

Great range of savings accounts

Great rates of interest, also often really useful to have shorter fixed term savings. Plenty of notice when accounts are due to mature so plenty of time to consider maturity instructions. Love the new(ish) Instant Saver Reward which reduces the interest rate *only* for the month you make a withdrawal. It certainly makes me thinks about whether I *really* need to take funds out! Reviewed on: 16th April 2025

Great product, easy to use, simple and fast.

Great product, easy to use, simple and fast. Reviewed on: 16th April 2025

All round great service

No IT issues. Instant messages on deposits and withdrawals. Great, competitive interest rates with plenty of notice regarding any changes. Reviewed on: 16th April 2025

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