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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5186 reviews)

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4.91

Based on 5,186 reviews, last reviewed 20th Mar 2026

54000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5186)

Fixed savers account

I'm using Atom bank for a fixed savers account and so far everything has been great. I originally started off with a 1 year fixed and from then on increased it to another 6 months. Incredible interest a month too Reviewed on: 16th April 2025

Great interest rates on the instant access reward sa...

Great interest rates on the instant access reward saver! I also have my mortgage with you guys! Never had any problems! Reviewed on: 16th April 2025

Straight forward and efficient.

Straight forward and efficient. Comparable rates of interest as the other banks. Never had a problem. Ben with Atom for many years. Totally recommend. Reviewed on: 16th April 2025

Terminally ill I need to get out of fixed rate bond...

Terminally ill I need to get out of fixed rate bond Spoke to customer care who says I need written proof from GO Emailed go who is either too busy to get back to me Reviewed on: 16th April 2025

setting up account was a breeze, app is brilliant...

setting up account was a breeze, app is brilliant, so easy to use. Transfer monies in / our is instantaneous. Have receommended to family and friends as such a great platform, with decent interest rates Reviewed on: 16th April 2025

BIG THUMBS UP

I like Atom because they offer good interest but also great service. I love the App and most of all the speed that they transfer cash. Money withdrawn from my savings arrives Instantly in my savings. BIG THUMBS UP Reviewed on: 16th April 2025

The Best By Far

I think they have, by far, the best offering for interest rates. It's user friendly and ridiculously easy to set up. I've not found anywhere that offers such a competitive offering with such good service. Reviewed on: 16th April 2025

Fantastic all round!

I have been with Atom for a good few years now! Great easy to use app, brilliant rates and fantastic support alongside! Couldn't recommend them enough! Reviewed on: 16th April 2025

Fantastic support and service throughout my banking...

Fantastic support and service throughout my banking experience. Highly recommend and appreciated Reviewed on: 16th April 2025

Their website is so easy to navigate.

Their website is so easy to navigate through. Every product is fully explained.They kedp me fully informed when my savings accounts near maturity of my options. Reviewed on: 16th April 2025

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