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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

I have had an excellent experience with atom.

I have had an excellent experience with atom. Been with them for many years very transparent about what savings they offer and the app provides an easy way to see the interest over time, their offers match or even exceed the market .their customer service is great and were able to go in depth to resolve my problem which had problems with authorising on the app which weren't able to resolve on my own. Reviewed on: 16th April 2025

A great bank

Good reliable service and easy to use online Reviewed on: 16th April 2025

Excellent service and generally competitive interest...

Excellent service and generally competitive interest rates, only drawback is that they do not offer ISA bonds Reviewed on: 16th April 2025

Customer care

They keep me well informed and it was easy to invest more. Reviewed on: 16th April 2025

Overall excellent

Everything was very clear and straightforward to open an account and the interest rate is very good. Reviewed on: 16th April 2025

Very easy to add or withdraw money.

Very easy to add or withdraw money. It's very quick. Also, the staff are very helpful on the phone and very polite. Reviewed on: 16th April 2025

very easy to set up

The set up and change went without a hitch Reviewed on: 16th April 2025

Great reward incentives

I was drawn to Atom due to its high interest rate - i switched to atom savings account with the great incentive of higher interest rate if there is no withdrawals. I can be prone to withdrawing for silly purchases, but the great reward & incentive of higher interest on no withdrawals helps me think more wisely about my money. I also love the easy to use app with great visuals Reviewed on: 16th April 2025

Happy with Atom bank

Very happy with Atom bank the rates they offer are very good I could not be more happy per with Atom. Will definitely use Atom bank in the future Reviewed on: 16th April 2025

Straight forward online banking with excellent rates...

Straight forward online banking with excellent rates and good communication. On occassion that i have spoken to someone, the service was first class and my problem sorted out straight away. Highly recommend. Reviewed on: 16th April 2025

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