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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Customer care

They keep me well informed and it was easy to invest more. Reviewed on: 16th April 2025

Overall excellent

Everything was very clear and straightforward to open an account and the interest rate is very good. Reviewed on: 16th April 2025

Very easy to add or withdraw money.

Very easy to add or withdraw money. It's very quick. Also, the staff are very helpful on the phone and very polite. Reviewed on: 16th April 2025

very easy to set up

The set up and change went without a hitch Reviewed on: 16th April 2025

Great reward incentives

I was drawn to Atom due to its high interest rate - i switched to atom savings account with the great incentive of higher interest rate if there is no withdrawals. I can be prone to withdrawing for silly purchases, but the great reward & incentive of higher interest on no withdrawals helps me think more wisely about my money. I also love the easy to use app with great visuals Reviewed on: 16th April 2025

Happy with Atom bank

Very happy with Atom bank the rates they offer are very good I could not be more happy per with Atom. Will definitely use Atom bank in the future Reviewed on: 16th April 2025

Straight forward online banking with excellent rates...

Straight forward online banking with excellent rates and good communication. On occassion that i have spoken to someone, the service was first class and my problem sorted out straight away. Highly recommend. Reviewed on: 16th April 2025

Great rates, straightforward app, easy to use

Great rates, straightforward app, easy to use Reviewed on: 16th April 2025

excellent experience

so fast and easy, notifications immediate, it's a pleasure to use, everything instinctive and well designed. Tried setting up moneybox app. gave up. atom is so smooth, it gives you confidence Reviewed on: 16th April 2025

Good service, no issues.

Good service, no issues. Easy app to use. Reviewed on: 16th April 2025

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