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Atom Bank: Savings reviews

4.91
Based on 5,186 reviews, last reviewed 20th Mar 2026
54000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026
Nick C's avatar
Nick C

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5186)

Atom Bank - the easy way to have online savings .

5
Atom Bank provides àn̈ easy way for those of us with limited digital skills, to put away rainy -day money earning better interest than the main commercial banks, and easily moved in and out as needed. Moreover there is always a helpful member of staff at the end of a phone call, without having to listen to recorded voices asking you to press more and more numbers and listen to lengthy music delays! Reviewed on: 16th April 2025

I’ve found Atom easy to use with great rates

5
I’ve found Atom easy to use with great rates Reviewed on: 16th April 2025

Impressive

5
I find they are trustworthy and reliable and satisfy all my requirements. Reviewed on: 16th April 2025

Good rates and excellent customer service

5
Good rates and excellent customer service Reviewed on: 16th April 2025

Quick reliable & easy

5
Quick and easy reliable way to bank Reviewed on: 16th April 2025

Excellent service & products to match

5
Excellent service & products to match Reviewed on: 16th April 2025

Always positive, great service had no issues

5
Always positive, great service had no issues Reviewed on: 16th April 2025

Excellent So helpful and easy to use

5
So helpful and easy to use friendly app and customer service Reviewed on: 16th April 2025

Simple to use, set up, really pleased

5
good easy access bank really pleased with the app and the ease of use Reviewed on: 16th April 2025

Excellent Online Bank that is easy to use and offers...

5
Excellent Online Bank that is easy to use and offers good interest rates. Reviewed on: 16th April 2025

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