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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

The Best By Far

I think they have, by far, the best offering for interest rates. It's user friendly and ridiculously easy to set up. I've not found anywhere that offers such a competitive offering with such good service. Reviewed on: 16th April 2025

Fantastic all round!

I have been with Atom for a good few years now! Great easy to use app, brilliant rates and fantastic support alongside! Couldn't recommend them enough! Reviewed on: 16th April 2025

Fantastic support and service throughout my banking...

Fantastic support and service throughout my banking experience. Highly recommend and appreciated Reviewed on: 16th April 2025

Their website is so easy to navigate.

Their website is so easy to navigate through. Every product is fully explained.They kedp me fully informed when my savings accounts near maturity of my options. Reviewed on: 16th April 2025

The app is so easy to use and interest rates are com...

The app is so easy to use and interest rates are competitive. Saving is so easy. Reviewed on: 16th April 2025

Easy application process.

Easy application process. Informative and easy to navigate App. Simple cash in or re invest process Reviewed on: 16th April 2025

No fuss., easy admin’ , great interest rate

No fuss. Easy admin. Great interest rates. What’s not to like ? Reviewed on: 16th April 2025

Losing its first mover advantage.

Took them weeks to issue a tax year end certificate. Interest rates no longer competitive. App getting slow and always being updated. Reviewed on: 16th April 2025

Painless and good signing in system.

Painless and good signing in system. Reviewed on: 16th April 2025

Atom - Excellent all round.

Excellent customer service. Simple app that Always works. Great rate on products. I love everything about Atom. Confident in placing my hard earned money with them. My son also uses them - first bank he invested with outside of his usual current account bank. Had multiple products with Atom for a few good years now. Reviewed on: 16th April 2025

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