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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Losing its first mover advantage.

3
Took them weeks to issue a tax year end certificate. Interest rates no longer competitive. App getting slow and always being updated. Reviewed on: 16th April 2025

Painless and good signing in system.

5
Painless and good signing in system. Reviewed on: 16th April 2025

Atom - Excellent all round.

5
Excellent customer service. Simple app that Always works. Great rate on products. I love everything about Atom. Confident in placing my hard earned money with them. My son also uses them - first bank he invested with outside of his usual current account bank. Had multiple products with Atom for a few good years now. Reviewed on: 16th April 2025

Very impressed with the Atom Bank experience.

5
Very impressed with the Atom Bank experience. Once approved it is easy to transfer money between bonds. Quick and simple service with a user friendly app. Great rates too. Reviewed on: 16th April 2025

The bast rates, and the best online app

5
The bast rates, and the best online app Reviewed on: 16th April 2025

Easy to use online bank with good savings rates etc

5
Easy to use online bank with good savings rates etc Reviewed on: 16th April 2025

GREAT SERVICE ALL ROUND AND EVEN BETTER RATES

5
GREAT SERVICE ALL ROUND AND EVEN BETTER RATES Reviewed on: 16th April 2025

Atom Bank - the easy way to have online savings .

5
Atom Bank provides àn̈ easy way for those of us with limited digital skills, to put away rainy -day money earning better interest than the main commercial banks, and easily moved in and out as needed. Moreover there is always a helpful member of staff at the end of a phone call, without having to listen to recorded voices asking you to press more and more numbers and listen to lengthy music delays! Reviewed on: 16th April 2025

I’ve found Atom easy to use with great rates

5
I’ve found Atom easy to use with great rates Reviewed on: 16th April 2025

Impressive

5
I find they are trustworthy and reliable and satisfy all my requirements. Reviewed on: 16th April 2025

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