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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Always positive, great service had no issues

Always positive, great service had no issues Reviewed on: 16th April 2025

Excellent So helpful and easy to use

So helpful and easy to use friendly app and customer service Reviewed on: 16th April 2025

Simple to use, set up, really pleased

good easy access bank really pleased with the app and the ease of use Reviewed on: 16th April 2025

Excellent Online Bank that is easy to use and offers...

Excellent Online Bank that is easy to use and offers good interest rates. Reviewed on: 16th April 2025

Smooth running online bank..

Up to date a easy and consistent online banking system. Can't recall having the need to speak to anyone by phone or email (may have once). I like how bank transfers more or less show up immediately. In my unbiased opinion, yes I recommend Atom. Reviewed on: 16th April 2025

Very user friendly app and a good variety of products.

Very user friendly app and a good variety of products. Account history and upcoming interest payments provide information on which future decisions can be based. Reviewed on: 16th April 2025

Easy and quick

Very easy to use the app and good rates. Reviewed on: 16th April 2025

Nearly 5 stars

I would have given5 stars except that there is no ISA option and my husband and I cannot have a joint account. I’ve been using Atom for bonds and Instant Saver. Very convenient and fast with clear website. Reviewed on: 16th April 2025

Atom with a bang on

It was easy for me to open account, as an elderly it’s safe and secure. Reviewed on: 16th April 2025

Simple to open.Atomic!

Simple to open.good rate no nonsense in opening and not overly contacting me. Reviewed on: 16th April 2025

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