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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Savings for the future

I saved some money from when I was working but now I have retired. My pension at the moment is enough to live on. The savings, thanks to Atom Bank have increased for my future needs. Reviewed on: 16th April 2025

Excellent interest rates, great customer service and...

Excellent interest rates, great customer service and easy to use Reviewed on: 16th April 2025

Great interest rates.

Great interest rates. Easy to use online banking Reviewed on: 16th April 2025

All very easy to use and with good interest rates

All very easy to use and with good interest rates Reviewed on: 16th April 2025

Atom Bank works well for me

I have been with Atom Bank for the last two years on a fixed rate term at the end of two years I transferred the interest into my main bank account. I am now on an easy access account both have an excellent interest rate higher than most banks online. Reviewed on: 16th April 2025

Easy set up , and a good app

Setting up the account up was very straightforward and easy . Also when interest rates remained the same after being reduced the previous month from 4.85% to 4.6% , Atom Bank increased it back up by 0.15% to 4.75% , which I thought was a very nice touch , normally banks don’t do this , so top marks . Reviewed on: 16th April 2025

It was easy to open an account.

It was easy to open an account. It also has an extremely well thought out app and security too, offering good rates. Well done Atom! Reviewed on: 16th April 2025

Easy, fast and straight forward.

Easy, fast and straight forward. What's not to like? Reviewed on: 16th April 2025

Easy to use, great rates, all good.

Easy to use, great rates, all good. Reviewed on: 16th April 2025

Brilliant, ethical banking.

Brilliant, ethical banking. Best of both worlds. Reviewed on: 16th April 2025

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