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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom Bank works well for me

I have been with Atom Bank for the last two years on a fixed rate term at the end of two years I transferred the interest into my main bank account. I am now on an easy access account both have an excellent interest rate higher than most banks online. Reviewed on: 16th April 2025

Easy set up , and a good app

Setting up the account up was very straightforward and easy . Also when interest rates remained the same after being reduced the previous month from 4.85% to 4.6% , Atom Bank increased it back up by 0.15% to 4.75% , which I thought was a very nice touch , normally banks don’t do this , so top marks . Reviewed on: 16th April 2025

It was easy to open an account.

It was easy to open an account. It also has an extremely well thought out app and security too, offering good rates. Well done Atom! Reviewed on: 16th April 2025

Easy, fast and straight forward.

Easy, fast and straight forward. What's not to like? Reviewed on: 16th April 2025

Easy to use, great rates, all good.

Easy to use, great rates, all good. Reviewed on: 16th April 2025

Brilliant, ethical banking.

Brilliant, ethical banking. Best of both worlds. Reviewed on: 16th April 2025

Excellent Service

Atom Bank app is very easy to use. Excellent Communication about interest rates and new products. Good interest rates offered. Easy to contact customer service for information. Reviewed on: 16th April 2025

Easy to use.

Easy to use. Good rates. Goos app. Reviewed on: 16th April 2025

Fully recommend atom.

I’ve never had an issue with your support services, they are patient and very professional. Your rates have been excellent Reviewed on: 16th April 2025

Simply Brilliant

I found Atom through MSE website and have never been disappointed. I have recommended to 2 other family members who have both taken products themselves. There’s nothing not to like, basic range of products with good interest rates and real people on the end of the phone for queries. Reviewed on: 16th April 2025

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