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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5186 reviews)

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4.91

Based on 5,186 reviews, last reviewed 20th Mar 2026

54000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5186)

A bank you can trust!!!

Easy to use app. Good choice of variable and fixed term savings accounts with great rates of interest. Atom is a bank that is very transparent about what you can earn, from your hard earned money. A bank you can trust!! Reviewed on: 16th April 2025

So easy to deal with.

Atom Bank is so easy to deal with whether depositing or withdrawing funds. They offer an excellent rate on my savings. Always competitive. Reviewed on: 16th April 2025

Always helpful when you call and the interest rates...

Always helpful when you call and the interest rates are pretty competitive. Reviewed on: 16th April 2025

Very easy to use, and helps me save money without be...

Very easy to use, and helps me save money without being tempted to withdraw Reviewed on: 16th April 2025

Flexible, good rates and communication

I have had an account for about 4 years and have found their platform very informativ and user friendly compared to my big 4 banking experience Reviewed on: 16th April 2025

A fantastic bank.

A fantastic bank. Couldnt believe how easy it was to open an account. App is so user friendly. Brilliant stuff Reviewed on: 16th April 2025

Banking made easy

My Dad convinced me to set up an Atom account and I have loved how easy the app is to use - it makes banking simple - which is rare to come by these days Reviewed on: 16th April 2025

Very good service at all times.

Very good service at all times. I've recommended many family and friends to this bank. Reviewed on: 16th April 2025

It’s easy. Why not!

Easy to set up an account. Good communication. Reviewed on: 16th April 2025

no problems at all!

no problems at all! What more is there to say? Reviewed on: 16th April 2025

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