Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

I really love Atom bank.

I really love Atom bank. What’s not to like? It’s a cheery site, bright and straightforward. Im elderly and I just can’t go wrong with Atom, very easy to set up and also to use. I can’t believe that banking can be so modern and uncomplicated, why do all the other banks make it seem so dull , difficult and boring ? Your interest rates are good too, why did I save that till last ? Thank You lovely Atom, Im so glad I found you. Reviewed on: 16th April 2025

Love atom

Good rates easy to use not like some I've tried I would put more money in if I could I talk atom up to everyone Reviewed on: 16th April 2025

Very competitive rates for savers, easy to set up.

Very competitive rates for savers, easy to set up. Communication is timely and clear. Now on our third fixed rate saver with Atom and have been a very satisfied customer. Reviewed on: 16th April 2025

Excellent customer service and very competitive rates

Excellent customer service and very competitive rates Reviewed on: 16th April 2025

Just really easy to use and understand, recommended...

Just really easy to use and understand, recommended to loads of friends and family Reviewed on: 16th April 2025

Good service and very helpful staff whe you need to...

Good service and very helpful staff when you need to talk to someone Reviewed on: 16th April 2025

Good interest rate quick and easy to operation web site

Good interest rate quick and easy to operation web site Reviewed on: 16th April 2025

Best interest rates for Savers!

Atom Bank provided me with the best interest rates, I’ve now stayed with them for 3 years. Reviewed on: 16th April 2025

Best Bank By Far

Been a member for 3 years and found that Atom Bank provide great service and generally good rates. They are responsive and are my go to bank for savings . Added to this they are based in the North East so locally supportive. Reviewed on: 16th April 2025

Very easy to use, and normally very competitive rates

Very easy to use, and normally very competitive rates Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Moneywise Credit Union 3.87 from 2 reviews
Savings
from Chorley Building Society 4.84 from 1667 reviews
Savings
from London Capital Credit Union 4.72 from 1035 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub