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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

77% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Best banking app & competitive rates

Competitive interest rates offered for various savings products, all wrapped in a very user friendly app. Reviewed on: 16th April 2025

Always the best rate for me.

Always the best rate for me. That with convenience. Reviewed on: 16th April 2025

Atom app is easy to navigate

Atom app is easy to navigate, never had a issue with it, unlike other banks I have. Great interest rates and easy to understand rates of interest. Great bank. Reviewed on: 16th April 2025

Faultless performance.

Faultless performance. Brilliant digital offering to support excellent products. Very happy to be saving with Atom. Reviewed on: 16th April 2025

Great company and service second to none

Great company and service second to none Reviewed on: 16th April 2025

Easy to use App, I’ve never had an issue logging in...

Easy to use App, I’ve never had an issue logging in and my information is always available. Reviewed on: 16th April 2025

Easy to use app and always kept updated on any changes.

Easy to use app and always kept updated on any changes.never had a problem with Atom Reviewed on: 16th April 2025

Great online banking service.

Great online banking service. Best rates around for monthly returns. super customer service. Bereavement team have been amazing after the loss of my husband. Reviewed on: 16th April 2025

Good value bank!

Never had any problems, good rates offered A star service Reviewed on: 16th April 2025

Good access and interest

I was looking for an account with a decent interest rate with immediately accessible funds to make unknown weekly payments on a building project. Atom provided exactly what I needed. Reviewed on: 16th April 2025

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