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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great service and app!

Great service and app smooth transactions and very speedy. Would definitely recommend Excellent customer iinteraction. Very pleased! Reviewed on: 16th April 2025

Love the app

I love the app and how easy it is to use. Also like the fact that transactions are immediate unlike some banks that take 24 hours for payments to transfer. Reviewed on: 16th April 2025

Atom Bank

Excellent bank with great savings and easy to set up the accounts you want no problem whatsoever with how everything was done Reviewed on: 16th April 2025

Higher interest rates

Easy site to use. Always reply straight away and interest rates better than other bank rates. Reviewed on: 16th April 2025

All good.

All good. Great app and staff .Great rates Reviewed on: 16th April 2025

Excellent modern banking

So very easy to set up a savings account easy to view online statements. All feels secure, no jargon, no over selling..love it! Reviewed on: 16th April 2025

Highly recommend.

Easy to use app & very competitive savings rates. Reviewed on: 16th April 2025

Brilliant customer service, excellent website

Brilliant customer service, excellent website Reviewed on: 16th April 2025

Atom feels safe and is easy to use

Atom is easy to use customer service is responsive and very helpful it feels trustworthy I can’t recommend Atom enough thank you very very much for looking after my money so well. Reviewed on: 16th April 2025

Instant deposit and high interest rate

No issues whatsoever, instant deposits - which a lot of savings accounts provider do not offer - and the app is easy to navigate. Reviewed on: 16th April 2025

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