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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
78% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy app to use a very competitive rate of interest...

5
Easy app to use a very competitive rate of interest couldn't be more happy Reviewed on: 16th April 2025

Easiest Online App Ever

5
Everything done Online but made so easy that even this Techi Phobe found it so simple. So far so Good , very pleased with Atom. Reviewed on: 16th April 2025

Good rates and products.

5
Good rates and products. Decent range and monthly or yearly interest usually available. Easy open and maturity options Reviewed on: 16th April 2025

Competitive savings rates within an easy to apply pr...

4
Competitive savings rates within an easy to apply process and application. Reviewed on: 16th April 2025

The app is very easy to use.

4
The app is very easy to use. The products are good but the higher rate savings account can be a bit better and not have a penalty if a withdrawal is made in that month Reviewed on: 16th April 2025

Customer service department is brilliant once last y...

4
Customer service department is brilliant once last year we could not access my accounts via voice passcode so we had ring few times to customer service they were very patient with us and they explained few different ideas to get round and eventually it worked. Reviewed on: 16th April 2025

Easy to set up ,easy to access .

5
Easy to set up ,easy to access . All information needed provided Reviewed on: 16th April 2025

Happy and pleased

5
Opening the app was easy and good rates Reviewed on: 16th April 2025

No trouble and smooth great experience

5
No trouble and smooth great experience Reviewed on: 16th April 2025

Very easy to use, good interface

5
Very easy to use, good interface Reviewed on: 16th April 2025

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