Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5186 reviews)

View other Atom Bank products

4.91

Based on 5,186 reviews, last reviewed 20th Mar 2026

54000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5186)

Great company and service second to none

Great company and service second to none Reviewed on: 16th April 2025

Easy to use App, I’ve never had an issue logging in...

Easy to use App, I’ve never had an issue logging in and my information is always available. Reviewed on: 16th April 2025

Easy to use app and always kept updated on any changes.

Easy to use app and always kept updated on any changes.never had a problem with Atom Reviewed on: 16th April 2025

Great online banking service.

Great online banking service. Best rates around for monthly returns. super customer service. Bereavement team have been amazing after the loss of my husband. Reviewed on: 16th April 2025

Good value bank!

Never had any problems, good rates offered A star service Reviewed on: 16th April 2025

Good access and interest

I was looking for an account with a decent interest rate with immediately accessible funds to make unknown weekly payments on a building project. Atom provided exactly what I needed. Reviewed on: 16th April 2025

Very easy to navigate around the app and set up acco...

Very easy to navigate around the app and set up accounts. Immediate notifications after deposit’s etc. Good rates, love ATOM. Reviewed on: 16th April 2025

Great rates for savers.

Great rates for savers. Easy to use and access the app. Kept up to date with accounts via emails and texts. Reviewed on: 16th April 2025

Atom Bank - Easy, clear, value, saving decisions

Making saving decisions on the Atom Bank platform/app is crystal clear and remaining informed is equally so simple. No ambiguity, no concerns - I wished other Bank's could achieve this simplicity and yet tremendous good value. Reviewed on: 16th April 2025

Atom have looked after my savings for some years now.

Atom have looked after my savings for some years now. Always have great interest rates on my savings. The online app is very easy to use, even for a 74 year old like me. Thank you Atom. Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Savings
from Virgin Money 4.39 from 60 reviews
Personal savings
from Cynergy Bank 4.17 from 21 reviews
Savings
from Northern Community Bank (formerly Pennine Community Credit Union) 4.95 from 174 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub