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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Customer support is very efficient and effective.

Customer support is very efficient and effective. Interest rates are very competitive with other providers. The atom app is easy to navigate and easy to use. All your savings information is available within the app, displayed in a concise manner. Reviewed on: 16th April 2025

Very easy and straightforward to use.

Very easy and straightforward to use. App has evolved wrll Reviewed on: 16th April 2025

simple to use, very responsive.

simple to use, very responsive. Great communication, app is easy and any maintenance is done quickly with plenty of warning Reviewed on: 16th April 2025

Great communication.

Great communication. Excellent access and products. Easy to use mobile app with clear and simple working. Reviewed on: 16th April 2025

Business as usual

Honest,professional and focused on business Reviewed on: 16th April 2025

Good rates, everything quite simple

Good rates, everything quite simple Reviewed on: 16th April 2025

Up and Atom!

It was easy to set up an account and use the app. The interest rate on the fixed rate savings account was competitive at the time. Although the bank doesn’t have physical branches it is possible to actually speak to someone on the phone. When I have phoned with an enquiry I was helped very quickly. Reviewed on: 16th April 2025

Great service with efficient staff.

Great service with efficient staff and good interest rates on savings. Reviewed on: 16th April 2025

Customer services

When I had to ring customer services as I was locked out of my account they were very helpful. The only downside is your Face ID doesn’t always work well. Reviewed on: 16th April 2025

Only just joined purely based on their APR.

Only just joined purely based on their APR.....BEST I could find. Love their app,clear and easy to use. Reviewed on: 16th April 2025

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