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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
77% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Excellent customer service

5
Excellent customer service and communication great rates simply the best online bank. Reviewed on: 16th April 2025

Good value and easy to use

5
Never had any problems and good interest rates Reviewed on: 16th April 2025

Thumbs up from a first time user!.

5
Used Atom bank for the first time a few months ago to deposit some savings and was pleased to find that setting up my account and transferring funds was very straightforward. App is easy to navigate and explanations of how to proceed are very clear. Would definitely recommend. Reviewed on: 16th April 2025

Good Banking!

5
I think I’ve only had to deal with something on the phone once which was straightforward. Otherwise managing online is very easy and I feel comfortable with the Face ID for security. Competitive rates as well. Reviewed on: 16th April 2025

A plus for Atom Bank

5
So easy to use the App, great rates on my accounts, can't fault them. Reviewed on: 16th April 2025

Easy to open an account and good interest rates.

5
Easy to open an account and good interest rates on savings accounts. Reviewed on: 16th April 2025

Brilliant technology.

5
Brilliant technology. Face ID works first time every time. Comms are excellent when saving term ends. Options clear and movement of funds simple. Reviewed on: 16th April 2025

Excellent website with very clear information.

5
Excellent website with very clear information. Reviewed on: 16th April 2025

I'm a new customer using the ISA allowance.

4
I'm a new customer using the ISA allowance. The account was very easy to set up and offered great rates. So far so good Reviewed on: 16th April 2025

Very simple to set up and move money from my current...

5
Very simple to set up and move money from my current account. Feels very secure and professional. Feel confident my money is safe and making the most it can do. Reviewed on: 16th April 2025

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