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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
77% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Brilliant bank

5
Brilliant bank, so easy to open an account and so easy to use the app. Interest rates are highly competitive and would highly recommend Reviewed on: 16th April 2025

Excellent email communications regarding rate changes

5
Excellent email communications regarding rate changes Reviewed on: 16th April 2025

Excellent banking

5
Easy banking experience and easy to use app Reviewed on: 16th April 2025

Fish cake

5
Very satisfied easy to use and the app is a nice colour … thanks Reviewed on: 16th April 2025

Great interest rates and great service

5
Great interest rates and great service Reviewed on: 16th April 2025

Have used Atom for several years now and their app i...

5
Have used Atom for several years now and their app is easy to use and no issues. Reviewed on: 16th April 2025

Very easy to deal with and good rates

5
Very easy to deal with and good rates Reviewed on: 16th April 2025

What’s not to like?

5
Excellent app, simple, straight-forward banking. Great products and market-leading rates Reviewed on: 16th April 2025

I have had a few savings accounts with Atom.

5
I have had a few savings accounts with Atom. I mainly use the App to move money and open new fixed term accounts. Transactions are quick and easy to action. Alot better than some banks. Interest rates are good and there are different products to suit your needs Reviewed on: 16th April 2025

Great interest rate, easy and clear to use app

5
Good interest rate, paid monthly, notifications straight away when transferring money into atom savings account, easy to read app with clear dashboard Reviewed on: 16th April 2025

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