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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5187 reviews)

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4.91

Based on 5,187 reviews, last reviewed 22nd Mar 2026

54100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5187)

As good as some and better than most

Easy to deal with and not too many hoops to jump through to add or withdraw funds. Competitive interest rates for a good mix of savings options. Never really contacted customer services, it all works pretty well so never needed to. Don't often see Atom on comparison sites. I wonder why. Reviewed on: 16th April 2025

Great app with excellent savings products

Easy to use app with a sleek design. Most importantly the saving account offered was the best on the market! Reviewed on: 16th April 2025

Decent bank with decent interest rates and easy to u...

Decent bank with decent interest rates and easy to use and access my money Reviewed on: 16th April 2025

Good app and easy to invest.

Good app and easy to invest. Competitive interest rates at the end of a fixed term investment. Don't take long standing customers for granted Reviewed on: 16th April 2025

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

very efficient process and easy to follow to...

Online very efficient process and easy to follow to open an account Reviewed on: 16th April 2025

A good company to deal with

I've had several fixed rate bonds, each was managed with timely & accurate information Reviewed on: 16th April 2025

Easy set up, simple to use.

Easy set up, simple to use. Great rates . Reviewed on: 16th April 2025

Very responsive and professional

Very responsive and professional Reviewed on: 16th April 2025

Polite, Patient & Professional.

I’ve been a customer for 4/5 years & renewed my savings several times. Easy to follow the on line guidance & good to speak to in person. Reviewed on: 16th April 2025

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