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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

77% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Fantastic online bank!

Great choice of accounts, very easy to apply and open accounts. Great customer service when I needed assistance - quick to answer phone and very helpful. Good options at the end of fixed term saving periods. Reviewed on: 16th April 2025

Very quick and easy transactions

Very quick and easy transactions Reviewed on: 16th April 2025

A first class on line bank

I’ve had an account with Atom for some years and they have always offered an absolutely first class service, they are by far the best on line bank in the UK Reviewed on: 16th April 2025

As good as some and better than most

Easy to deal with and not too many hoops to jump through to add or withdraw funds. Competitive interest rates for a good mix of savings options. Never really contacted customer services, it all works pretty well so never needed to. Don't often see Atom on comparison sites. I wonder why. Reviewed on: 16th April 2025

Great app with excellent savings products

Easy to use app with a sleek design. Most importantly the saving account offered was the best on the market! Reviewed on: 16th April 2025

Decent bank with decent interest rates and easy to u...

Decent bank with decent interest rates and easy to use and access my money Reviewed on: 16th April 2025

Good app and easy to invest.

Good app and easy to invest. Competitive interest rates at the end of a fixed term investment. Don't take long standing customers for granted Reviewed on: 16th April 2025

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

very efficient process and easy to follow to...

Online very efficient process and easy to follow to open an account Reviewed on: 16th April 2025

A good company to deal with

I've had several fixed rate bonds, each was managed with timely & accurate information Reviewed on: 16th April 2025

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