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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
77% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Helping U.

5
Helping U.K. people get on the property ladder. Keep it in house with Atom is nuclear! Reviewed on: 16th April 2025
Stuart T's avatar
Stuart T

Very easy to open an account.

5
I’ve never come across such an easy way of opening an account. It was so straightforward and anticipated my questions. All went so smoothly. Reviewed on: 16th April 2025
BMT's avatar
BMT

Best bank

5
Easy online account. Lots of choice to suit all savers. Good rates best bank Reviewed on: 16th April 2025
Susan M's avatar
Susan M

Really good and excellent rates.

5
Really good and excellent rates. My money is working well for me Reviewed on: 16th April 2025
Samantha s's avatar
Samantha s

I have recently opened an account with Atom and ever...

5
I have recently opened an account with Atom and everything has gone smoothly. I have even had an increase in interest rate despite the opposite being the norm. The account I have opened suits my circumstances as you get rewarded for not withdrawing each month. Reviewed on: 16th April 2025
Neil's avatar
Neil

Savings account created.

4
Savings account created. Process is very straight forward and easy with an account being opened very quickly. Would have maybe liked some additional security/ID checks/verification. Reviewed on: 16th April 2025
NH's avatar
NH

Customer friendly company

5
Easy to use app and really helpful on the rare occasions I contacted by phone Reviewed on: 16th April 2025
GRT's avatar
GRT

Easy to use banking app with an excellent interest r...

5
Easy to use banking app with an excellent interest rate on savings Reviewed on: 16th April 2025
Kerry c's avatar
Kerry c

Easy to use - happy days!

5
Easy to use - Happy Days, who loves you baby Reviewed on: 16th April 2025
Chris H's avatar
Chris H

I have been banking with Atom Bank for a good few ye...

5
I have been banking with Atom Bank for a good few years and never had a bad experience and always got my money out without any hassle Reviewed on: 16th April 2025
David M's avatar
David M

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