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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5187 reviews)

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4.91

Based on 5,187 reviews, last reviewed 22nd Mar 2026

54100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5187)

Never had a problem with Atom.

Never had a problem with Atom. The interest rates, whilst no always the highest are usually favourable which means that I always consider them as an option. Reviewed on: 16th April 2025

Easy to open with the app.

Easy to open with the app. No problem finding out how much interest you have earned each month as they send you an email. Reviewed on: 16th April 2025

Great interest rates, customer support and an easy app

They’ve got excellent interest rates. The app is incredibly easy to use and they’re helpful should you have queries. Reviewed on: 16th April 2025

Great App always simple to use.

Great App always simple to use. Clear information on products Reviewed on: 16th April 2025

Has always been easy to open accounts and carry out...

Has always been easy to open accounts and carry out day to day banking with Atom. Reviewed on: 16th April 2025

Savings Accounts

I have 3 savings accounts all small but Atom have been brilliant. Great interest rates too Reviewed on: 16th April 2025

Perfect account to save

I started using atom to save money for my travelling- I managed to save much more money than expected and the interest rate was an added bonus and motivation to keep putting more money in! It has been a great help for me and being able to save and I’m grateful that I found atom after being recommended by my mum. Reviewed on: 16th April 2025

Good experience so far.

Good experience so far. I’ve had no issues. Great interest rates. Reviewed on: 16th April 2025

Great rates and products, excellent customer service

Any interactions with customer services have always been very quick and easy with a speedy response and resolution. The products offered are fantastic and much better than similar products available elsewhere on the market. The savings rates in particular are among the best of any providers. Reviewed on: 16th April 2025

So easy to use.

So easy to use. Lots of options and great savings rates. Reviewed on: 16th April 2025

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