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Atom Bank: Savings reviews

4.91
Based on 5,190 reviews, last reviewed 24th Mar 2026
54400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good place for savings Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026
Mark W's avatar
Mark W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5190)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Very happy with service and interest rates!

5
Very happy with service and interest rates! Easy banking system! Reviewed on: 19th March 2025

My account is in safe hands.

5
Only that my account is in safe hands, and generally get a good rate of interest on my money. Have been with Atom Bank for several years and have had no problems. Reviewed on: 19th March 2025

All good, friendly staff

5
All good. Knowledgable, friendly staff Reviewed on: 19th March 2025

Easy to deal with, competitive rates and easy to man...

5
Easy to deal with, competitive rates and easy to manage online. Reviewed on: 19th March 2025

Great for watching savings grow

5
I started a savings account with Atom at the end of last year because of the great interest rates, and have been very impressed by how they set out my savings journey. Even when interest rates have been amended, the communication has been clear. I hadn't heard of Atom from anyone else when I signed up but I would definitely recommend it! Reviewed on: 19th March 2025

Great service and fantastic experience.

5
Great service and fantastic experience. Reviewed on: 19th March 2025

Atom Bank is easy to use, the app is very user frien...

5
Atom Bank is easy to use, the app is very user friendly and the intrest rates are great. Reviewed on: 19th March 2025

Good app, competative rates

5
Competative rates, and an easy app to use. Never had to do anything other than the basics so can't say more. Reviewed on: 19th March 2025

Easy Set Up

5
All set up online, really easy process. Reviewed on: 19th March 2025

Atom bank provides the services I n

5
Atom bank provides the services I n Reviewed on: 19th March 2025

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