Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Good app, competative rates

5
Competative rates, and an easy app to use. Never had to do anything other than the basics so can't say more. Reviewed on: 19th March 2025

Easy Set Up

5
All set up online, really easy process. Reviewed on: 19th March 2025

Atom bank provides the services I n

5
Atom bank provides the services I n Reviewed on: 19th March 2025

Efficient bank

5
Used atom for a while and recommended themto family. Always found good rates and deal with enquiries promptly. No complaints Reviewed on: 19th March 2025

The best online company for investments

5
An easy to use App, good interest rate and great customer service. Reviewed on: 19th March 2025

To open an account was so easy all done in...

5
To open an account was so easy all done in a jiffy Reviewed on: 19th March 2025

I'm a teccie dinosaur but it was easy.

5
It was easy to download the App and set up my account. I'm not very good with technology, but had no problems following the steps I was asked to complete. Reviewed on: 19th March 2025

Face recognition is easy option to log into account.

5
Face recognition is easy option to log into account. Competitive rates Reviewed on: 19th March 2025

Atom recommended

5
Mobile app is easy to use. Good information provided on your account. Good rates offered on savings products. Reviewed on: 19th March 2025

Plenty of saving acc options, very easy.

5
Very easy to set up a savings account with lots of options. Not had to use any customer service yet hence my neutral answer. Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products