Write a review

Newsletter

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

View other Atom Bank products

4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5213)

Great rates!

Good range of savings products with great interest rates. Very easy to use app. Easy to apply for accounts and to move money (instantly). Seems safe and secure. Reviewed on: 19th March 2025

Great App, really simple and easy to use.

Great App, really simple and easy to use. Reviewed on: 19th March 2025

Atom best in Class

Having dealt with lots of different financial firms, I have found Atom the best in terms of range of products, customer service and flexibility. Reviewed on: 19th March 2025

Excellent online bank

Very good savings interest rates and fixed savings compared to high street banks. App very easy and always works. Reviewed on: 19th March 2025

Top pick for savings accounts

Been using Atom Bank (savings accounts) for about 3 years now. Their app is excellent from a UI/UX standpoint. Their interest rates on savings are among the highest you can find. Never had any issues. Would recommend. Reviewed on: 19th March 2025

Excellent service - A great company to deal with

My husband and I have both invested in Atom since 2021. They offer a good range of products at very competitive rates. The App is incredibly easy to use and the staff so helpful and easy to contact. Can’t fault them in any way and would recommend them to anyone. Reviewed on: 19th March 2025

I found my experience with Atom to be very straightf...

I found my experience with Atom to be very straightforward and financially worthwhile - although now the interest rates are falling, I'll be reviewing the situation when the terms on the accounts end. I haven't had any direct dealings with customer service but the online system is easy to navigate and has always worked well for me. Reviewed on: 19th March 2025

Good all round

Easy to use the app. Interest rates have got worse relatively since I opened my account. Reviewed on: 19th March 2025

Easy as ABC

I only use ATOM for Savings, and have a number of Fixed Term deposits, but when these mature, the ability to either withdraw funds or open a new Fixed Term Deposit is so simple and quick to deal with via the app. As long as the rates remain competitive, I'll continue to be an ATOM customer. Reviewed on: 19th March 2025

One of the Best

Always efficient and easy to understand !@ Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings account
from Hargreaves Lansdown 4.32 from 9 reviews
Savings
from HEY Credit Union 4.91 from 605 reviews
Freedom Savings Account
from RCI Bank 4.84 from 11989 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.25 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub