Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,190 reviews, last reviewed 24th Mar 2026
54400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good place for savings Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026
Mark W's avatar
Mark W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5190)

Ease, value and peace of mind.

5
Onboarding into the app was seamless, and the products offered are market leading. App experience and information are well presented and written in plain English with no banking "gobbledygook". Reviewed on: 19th March 2025

Excellent service and extremely happy with the whole...

5
Excellent service and extremely happy with the whole experience that Atom provides Reviewed on: 19th March 2025

Excellent rates and very easy to use app.

5
Excellent rates and very easy to use app. Best I’ve used Reviewed on: 19th March 2025

Great Bank and Easy App

5
Very easy process from start to finish with a super easy app to use. Reviewed on: 19th March 2025

Atom Bank , for simple efficiency

5
Atom bank are efficient, reassuring best care and service , give excellent rewards to customers and are a great source of online safety guaranteed. Reviewed on: 19th March 2025

Brilliant App

5
The App is brilliant, never had an error with it in over 5 years. Not even needed to call customer services as never had a problem. Notifications are all spot on and everything is explained well. Reviewed on: 19th March 2025

Hassle free way to invest my money.

5
Hassle free way to invest my money. With an easy to use website. Reviewed on: 19th March 2025

I recommend Atom Bank.

5
The App is easy to use, you get good rates of interest and I spoke to a real person when I had a problem and needed to ring them. Reviewed on: 19th March 2025

Easy to manage

5
Open an on line savings account. Easy and straightforward Reviewed on: 19th March 2025

So far I have never had any issues with their service.

5
So far I have never had any issues with their service. Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products