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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Banking Serenity

5
Atom have been really easy to save with. You can contact them easily with no fuss. The app is great and clear. Easy to use. The rates are very reasonable. I have had a really positive time with Atom. At one point after the sale of my house I had a large sum of money for a few weeks, I put it in my Atom account, seemed a bit scary moving that much money around but because of the no fuss app and good customer service I felt really confident. When it was time to spend it on another house purchase it was seamless, I made a tidy amount of interest too! Get Atom they are good for your money and mental health. Reviewed on: 19th March 2025

App simple to navigate.

5
App simple to navigate. Good rates. Reviewed on: 19th March 2025

Excellent awesome brilliant great

5
Excellent awesome brilliant great Reviewed on: 19th March 2025

Ideal way to save , problem free

5
An easy way to save and keep an eye on your money when needed literally in seconds. Good interests rates and no fuss accounts.ive used customer services maybe once or twice and they provide a good and knowledgeable service. Most transactions are so easy so the need to get back up from customer services is rare Reviewed on: 19th March 2025

Atom Bank - no-nonsense app and competitive products

5
Atom Bank has a no-nonsense app providing easy access to competitive products. I have used various of their savings products for several years and never had a significant problem. They are responsive and keep me informed. Reviewed on: 19th March 2025

Top app for savings

5
The set up process was fast and simple, the app is well laid out and it is very clear how to use it. The range of products is great, particularly for savings accounts. I have a couple of accounts and appreciate that I am shown a timeline of my savings activity, including future projected interest which helps keep me motivated. If I do need to withdraw savings to my current account I find the process is quicker than other providers. Reviewed on: 19th March 2025

The App is the best - easy to access with info clear.

5
The App is the best - easy to access with info clear. Reviewed on: 19th March 2025

Flexible banking to suit customers requirements eg i...

5
Flexible banking to suit customers requirements eg interest paid annually or min Reviewed on: 19th March 2025

It's simple, clear process to open an account.

5
It's simple, clear process to open an account. The app is totally intuitive and gives you just what you need without clutter. Reviewed on: 19th March 2025

Excellent savings rate.

5
Excellent savings rate. Easy to open account. Great Internet access Reviewed on: 19th March 2025

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