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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy to set up on-line with app on my mobile phone a...

Easy to set up on-line with app on my mobile phone accessible 24/7 through the app and competitive returns. Reviewed on: 18th March 2025

Excellent customer service.

Excellent customer service. User friendly app. You can withdraw all your funds and it will be immediately be transferred in your account. No waiting for funds to arrive. Reviewed on: 18th March 2025

Competitive prices - easy site navigation

Competitive prices - easy site navigation - payments and withdrawals made very easy between banks Reviewed on: 18th March 2025

Easy to open an online account.

Easy to open an online account. Easy to navigate and a good rate on a fixed savings account Reviewed on: 18th March 2025

An excellent bank with friendly service.

The bank offers great rates of interest where service is prompt and friendly. Navigating the website and checking on my account is straightforward and easy. No problems. Reviewed on: 18th March 2025

An amazing bank, clear and transparent

An amazing bank, clear and transparent Reviewed on: 18th March 2025

Market Leading Rates of Interest

Excellent rates of interest Particularly the Reward Saver account Reviewed on: 18th March 2025

We currently hold multiple accounts both fixed rate...

We currently hold multiple accounts both fixed rate and flexible and have recently opened accounts for both of our sons and mother. Reviewed on: 18th March 2025

Simple and well working app.

Simple and well working app. All information is explained and not overcomplicated Reviewed on: 18th March 2025

Very quick and easy to set up and manage

Very easy to set up and very easy to manage online Reviewed on: 18th March 2025

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