Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Excellent support from their team when I was struggl...

Excellent support from their team when I was struggling to set up my account Reviewed on: 18th March 2025

Helpful when you have a query

Helpful when you have a query, accurate information given, no hassle, very straight forward Reviewed on: 18th March 2025

Doing great with Atom.

As a fairly long standing Atom investor…..4/5 years, I continue to believe I have found a genuine and competitive bank to grow my money. Reviewed on: 18th March 2025

Atom App

Easy to navigate via app. Range of Saving accounts. Good customer experience and service. Competitive rates. safety with savings. Contacted in time when savings are maturing to consider further investments/ options. Reviewed on: 18th March 2025

Atom the bank that has it all

Wow been with atom for two years so simple to deal with and great rates too. No hassle at all. Always kept up to date. Recommended to my husband who now has an account with you and just recommended Atom to my son. Reviewed on: 18th March 2025

Great savings rates and service.

Always been very happy with the service. Transactions are made easy and staff always do what they promise. Great savings rates and flexible interest payment options is ver6 helpful. Reviewed on: 18th March 2025

Excellent bank to grow your savings.

Excellent bank to grow your savings. Very easy to use and user friendly App that is well designed and aesthetically pleasing. Competitive rates for users who can afford to leave your money in an account and not withdraw it but also gives you the chance of accessing your money if you really need it but still gives you excellent rates of over 4.5% if you don’t withdraw which is fantastic. Very reactive customer service and easy to access. Top Marks and trustworth bank Reviewed on: 18th March 2025

Excellent service, easy to use website.

Excellent service, easy to use website. Very competitive interest rates, and great communication Reviewed on: 18th March 2025

Atom offers excellent current and fixed rate bonds

Atom offers excellent current and fixed rate bonds always at the top end of the market Reviewed on: 18th March 2025

Everything done online.No problems.

Everything done online.Very straight forward.Have not needed customer service for any difficulties.Easy and responsive app and good rates of interest. Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Thamesbank Credit Union 4.45 from 17 reviews
Premium Saver
from Progressive Building Society 0.00 from 0 reviews
Personal savings
from Cynergy Bank 4.73 from 216 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub