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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Excellent service, easy to use website.

Excellent service, easy to use website. Very competitive interest rates, and great communication Reviewed on: 18th March 2025

Atom offers excellent current and fixed rate bonds

Atom offers excellent current and fixed rate bonds always at the top end of the market Reviewed on: 18th March 2025

Everything done online.No problems.

Everything done online.Very straight forward.Have not needed customer service for any difficulties.Easy and responsive app and good rates of interest. Reviewed on: 18th March 2025

No different to other banks in it for there selves

Keep reducing interest rate just like all banks only in it for there selves Reviewed on: 18th March 2025

Straight forward high quality products

I’ve been saving with Atom Bank for a few years now, they have always provided straight forward high quality products. The recent addition of instant savings accounts only adds to their appeal. Reviewed on: 18th March 2025

So straightforward

Just the easiest and most straightforward online banking experience. Shame about the interest rate cuts though. Reviewed on: 18th March 2025

Fixed Rate savings accounts provide value .

Fixed savings accounts provides high rates. Reviewed on: 18th March 2025

Easy to use, simple & straightforward visually.

Easy to use, simple & straightforward visually. Get lots of reminders when something is going to mature & what your options are with it. Reviewed on: 18th March 2025

Cant fault Atom bank, app is simply & easy to use.

Cant fault Atom bank, app is simply & easy to use. Rates are good & there's lots of choice of savings accounts. I've been a customer for many years & will remain to be a customer for many years to come. Reviewed on: 18th March 2025

Great savings accounts

Great savings account, competitive rates, super easy to set up with a fantastic app with very fast transaction speeds Reviewed on: 18th March 2025

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