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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Very easy & secure to use.

5
Very easy & secure to use. Also simple to move money between accounts Reviewed on: 18th March 2025

Excellent app.

5
Excellent app.. everything is very clear Reviewed on: 18th March 2025

Simple, effective saving

5
All the fixed term accounts I have signed up for have given good interest rates. The App is easy to navigate and when I have had questions, Atom customer services are helpful, friendly, efficient and easy to contact. Reviewed on: 18th March 2025

Loved the app’s simplicity and positive vibe.

5
Loved the app’s simplicity and positive vibe. Also, great to have locked in such a good rate for two years and to accurately see the monthly interest rates throughout the fixed term. Reviewed on: 18th March 2025

Atom online

5
Easy to use application, tracks money, regular statements. Reviewed on: 18th March 2025

World class website.

5
World class website. Your money and interest paid bang on time. Very competitive interest rates. Excellent security. Reviewed on: 18th March 2025

Money help

5
Great team to deal with..All went well and easy to set up. Reviewed on: 18th March 2025

Atom Bank really helped me with their mortgage produ...

5
Atom Bank really helped me with their mortgage products. Reviewed on: 18th March 2025

Wow - nice

5
Very precise app, easy to use. Excellent interest on investment accounts Reviewed on: 18th March 2025

Atom bank , customers first !

5
So easy to set up and to follow , best bank so far , they have there customers at forefront of there business Reviewed on: 18th March 2025

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