Paid advertisement
Smart Money People Logo
Newsletter

Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5213)

I LOVE Atom .

5
I LOVE Atom . Great rates, easy to use app and a good choice of products. I feel my money is safe and protected and there is always someone available to help me with any questions I have. Reviewed on: 18th March 2025

It was really easy to set up the account.

5
It was really easy to set up the account. I used the one year savings account two years in a row - it really was as easy as putting it in there and forgetting about it and then earning a decent amount of interest. Reviewed on: 18th March 2025

Customer online chat was brilliant, super easy and h...

5
Customer online chat was brilliant, super easy and hassle free app. Reviewed on: 18th March 2025

Very simple straightforward banking

5
Very simple straightforward banking Reviewed on: 18th March 2025

Atom is a great bank!

5
Atom is a great bank for people who don't need to contact a person every time they want to make a transaction. The App is easy to use and navigating around it is very intuitive. On top of this the interest rates are always very competitive. I have been using it for a number of years now and probably won't be leaving it any time soon. Reviewed on: 18th March 2025

Easy access.

5
Easy access. Easy to use. Good rates. Reviewed on: 18th March 2025

Safe and sound

5
Confident my money is safe and secure whilst earning one of the top interest rates in the UK Reviewed on: 18th March 2025

Everything is so simple and streamlined

5
Everything is so simple and streamlined and the savings rates are good too. Reviewed on: 18th March 2025

Great bank.

5
Simple app, knowledgable customer service staff, very competitive rates. I feel investment is very secure. This is how banking should be. Reviewed on: 18th March 2025

Great app easy to use and good products

5
Great app easy to use and good products Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.25 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products