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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

App so easy to use Good interest rates

5
App so easy to use Good interest rates Reviewed on: 18th March 2025

Easy to invest, simple to understand app and good ra...

5
Easy to invest, simple to understand app and good rates of interest Reviewed on: 18th March 2025

Great app, and good interest rates

5
Simple and easy to use app, and competitive interest rates Reviewed on: 18th March 2025

Very easy & secure to use.

5
Very easy & secure to use. Also simple to move money between accounts Reviewed on: 18th March 2025

Excellent app.

5
Excellent app.. everything is very clear Reviewed on: 18th March 2025

Simple, effective saving

5
All the fixed term accounts I have signed up for have given good interest rates. The App is easy to navigate and when I have had questions, Atom customer services are helpful, friendly, efficient and easy to contact. Reviewed on: 18th March 2025

Loved the app’s simplicity and positive vibe.

5
Loved the app’s simplicity and positive vibe. Also, great to have locked in such a good rate for two years and to accurately see the monthly interest rates throughout the fixed term. Reviewed on: 18th March 2025

Atom online

5
Easy to use application, tracks money, regular statements. Reviewed on: 18th March 2025

World class website.

5
World class website. Your money and interest paid bang on time. Very competitive interest rates. Excellent security. Reviewed on: 18th March 2025

Money help

5
Great team to deal with..All went well and easy to set up. Reviewed on: 18th March 2025

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