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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Excellent bank to grow your savings.

Excellent bank to grow your savings. Very easy to use and user friendly App that is well designed and aesthetically pleasing. Competitive rates for users who can afford to leave your money in an account and not withdraw it but also gives you the chance of accessing your money if you really need it but still gives you excellent rates of over 4.5% if you don’t withdraw which is fantastic. Very reactive customer service and easy to access. Top Marks and trustworth bank Reviewed on: 18th March 2025

Excellent service, easy to use website.

Excellent service, easy to use website. Very competitive interest rates, and great communication Reviewed on: 18th March 2025

Atom offers excellent current and fixed rate bonds

Atom offers excellent current and fixed rate bonds always at the top end of the market Reviewed on: 18th March 2025

Everything done online.No problems.

Everything done online.Very straight forward.Have not needed customer service for any difficulties.Easy and responsive app and good rates of interest. Reviewed on: 18th March 2025

No different to other banks in it for there selves

Keep reducing interest rate just like all banks only in it for there selves Reviewed on: 18th March 2025

Straight forward high quality products

I’ve been saving with Atom Bank for a few years now, they have always provided straight forward high quality products. The recent addition of instant savings accounts only adds to their appeal. Reviewed on: 18th March 2025

So straightforward

Just the easiest and most straightforward online banking experience. Shame about the interest rate cuts though. Reviewed on: 18th March 2025

Fixed Rate savings accounts provide value .

Fixed savings accounts provides high rates. Reviewed on: 18th March 2025

Easy to use, simple & straightforward visually.

Easy to use, simple & straightforward visually. Get lots of reminders when something is going to mature & what your options are with it. Reviewed on: 18th March 2025

Cant fault Atom bank, app is simply & easy to use.

Cant fault Atom bank, app is simply & easy to use. Rates are good & there's lots of choice of savings accounts. I've been a customer for many years & will remain to be a customer for many years to come. Reviewed on: 18th March 2025

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