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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

No different to other banks in it for there selves

Keep reducing interest rate just like all banks only in it for there selves Reviewed on: 18th March 2025

Straight forward high quality products

I’ve been saving with Atom Bank for a few years now, they have always provided straight forward high quality products. The recent addition of instant savings accounts only adds to their appeal. Reviewed on: 18th March 2025

So straightforward

Just the easiest and most straightforward online banking experience. Shame about the interest rate cuts though. Reviewed on: 18th March 2025

Fixed Rate savings accounts provide value .

Fixed savings accounts provides high rates. Reviewed on: 18th March 2025

Easy to use, simple & straightforward visually.

Easy to use, simple & straightforward visually. Get lots of reminders when something is going to mature & what your options are with it. Reviewed on: 18th March 2025

Cant fault Atom bank, app is simply & easy to use.

Cant fault Atom bank, app is simply & easy to use. Rates are good & there's lots of choice of savings accounts. I've been a customer for many years & will remain to be a customer for many years to come. Reviewed on: 18th March 2025

Great savings accounts

Great savings account, competitive rates, super easy to set up with a fantastic app with very fast transaction speeds Reviewed on: 18th March 2025

Comprehensive , easy to use and track your savings

Comprehensive , easy to use and track your savings Reviewed on: 18th March 2025

Easy to use App for setting up your Account

I have used Atom bank before and found the App to be very user friendly and as I am of a certain age these things are important to me, especially when getting updates on how my investment is doing Reviewed on: 18th March 2025

I have always found Atom very competitive, when I ne...

I have always found Atom very competitive, when I need to move funds there is never any delays with my money instantly appearing in my chosen bank account. Reviewed on: 18th March 2025

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