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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Customer Service

5
Always good service ,they take the time to care. Reviewed on: 18th March 2025

Best on line bank ever .

5
Best on line bank ever .Great investment if you have some money and you want to invest make more money .Thank you Atom Bank … Reviewed on: 18th March 2025

Atom have helped grow my wealth!

5
Atom have helped me save and grow my wealth immensely since I turned 18 and was able to manage my own finances. They have had leading interest rates for the last few years and their instant access savings account has been my go-to despite the wide range of them available across other banks. Reviewed on: 18th March 2025

Incredible service.

5
Incredible service. Clear precise instructions and information. Would 100% recommend. Great rates too! Reviewed on: 18th March 2025

Great online bank ,good rates ,easy to use

5
Great online bank ,good rates ,easy to use Reviewed on: 18th March 2025

Great app with well designed user interface

5
I find the very well designed user interface on the app makes it easy to use and find the info I want. I'm particularly impressed with the speed at which I can move funds in and out of the instant access account. Reviewed on: 18th March 2025

Easy online banking.

5
Easy online banking. Can't comment on customer service because never had to use them. Easy to use and good rates. Reviewed on: 18th March 2025

Easy set-up.

5
Easy to set up on my phone. Easy to set up account with good security. Reviewed on: 18th March 2025

Couldn’t be happier with Atom.

5
Couldn’t be happier with Atom. So easy to use via the app and instant transfers. Would definitely recommend and have done to family and friends Reviewed on: 18th March 2025

Easy, safe and secure.

5
The app is easy to use and simple to understand while interest rates are competitive. The are a few options to login, all of which are safe and the website feels secure plus there’s the £85,000 financial protection. Reviewed on: 18th March 2025

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