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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Atom offers excellent interest rates and the app is...

Atom offers excellent interest rates and the app is very easy to use. Reviewed on: 18th March 2025

Fixed term saving

I have been saving with Atom for several years now with no problems whatsoever. Easy and fast logging in process, the site is easy to navigate and the saving rates are competitive. Reviewed on: 18th March 2025

Atom is an excellent Company.

Atom is an excellent Company. Not just that it is local to where I live but I find the company great to deal with. Great interest rates and excellent customer service when needed. I would recommend Atom Bank Reviewed on: 18th March 2025

Great service

Easy to open account. Website easy to navigate and find different accounts. Help is always available on web and by phone. Information given quickly when accounts are about to mature leaving you time to consider different deals. Money is moved quickly between accounts. Reviewed on: 18th March 2025

Atom bank has a very competitive savings rate with e...

Atom bank has a very competitive savings rate with excellent app easy to use. Reviewed on: 18th March 2025

Very easy to set up .

Very easy to set up . Website is easy to negotiate. Would recommend Reviewed on: 18th March 2025

Competitive savings accounts, easy to set up, easy t...

Competitive savings accounts, easy to set up, easy to use and maintain, with superb customer service when needed :> Reviewed on: 18th March 2025

Highly recommended

App is easy to use, great rate. Never had an issue banking with Atom would highly recommend Reviewed on: 18th March 2025

Great products, value and customer service

Have used them for a couple of years now. Very quick and simple to set up my accounts and manage them via the App. Great interest rates and a range of products. Reviewed on: 18th March 2025

No problems whatsoever.

No problems whatsoever. Atom is easy to deal with, and simple to use. Reviewed on: 18th March 2025

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