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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom is an excellent Company.

5
Atom is an excellent Company. Not just that it is local to where I live but I find the company great to deal with. Great interest rates and excellent customer service when needed. I would recommend Atom Bank Reviewed on: 18th March 2025

Great service

5
Easy to open account. Website easy to navigate and find different accounts. Help is always available on web and by phone. Information given quickly when accounts are about to mature leaving you time to consider different deals. Money is moved quickly between accounts. Reviewed on: 18th March 2025

Atom bank has a very competitive savings rate with e...

5
Atom bank has a very competitive savings rate with excellent app easy to use. Reviewed on: 18th March 2025

Very easy to set up .

5
Very easy to set up . Website is easy to negotiate. Would recommend Reviewed on: 18th March 2025

Competitive savings accounts, easy to set up, easy t...

4
Competitive savings accounts, easy to set up, easy to use and maintain, with superb customer service when needed :> Reviewed on: 18th March 2025

Highly recommended

5
App is easy to use, great rate. Never had an issue banking with Atom would highly recommend Reviewed on: 18th March 2025

Great products, value and customer service

5
Have used them for a couple of years now. Very quick and simple to set up my accounts and manage them via the App. Great interest rates and a range of products. Reviewed on: 18th March 2025

No problems whatsoever.

5
No problems whatsoever. Atom is easy to deal with, and simple to use. Reviewed on: 18th March 2025

User-friendly banking

5
Easy to set up an account. Very easy to transfer money in and out of nominated account. Good rate of interest. Reviewed on: 18th March 2025

Atom offers great products..

5
Atom offers great products. The app is simple and effective. The customer service is spot on. They answer any queries quickly and knowlegably. Reviewed on: 18th March 2025

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