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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great Savings Bank

5
Great bank, plenty of choice of different savings accounts Reviewed on: 18th March 2025

Atom Rocks

5
Great app, good interest rate and quick transactions Reviewed on: 18th March 2025

Easy to open on line cash ISA with good interest...

4
Easy to open on line cash ISA with good interest rate Reviewed on: 18th March 2025

Really easy to use app and good interest rate a...

5
Really easy to use app and good interest rate a bonus Reviewed on: 18th March 2025

Excellent bank with competitive rates

5
App is easy to use; competitive interest rates and varied savings options. Never had the need to speak to someone but I am confident if I needed to, this option is available Reviewed on: 18th March 2025

Great service, super fast response to questions.

5
Great service, super fast response to questions. Reviewed on: 18th March 2025

Great bank

5
I have had no problems and at bank is responsive Reviewed on: 18th March 2025

Fixed my own error in minutes

5
Initially, i had set up my fixed bond and wanted it to pay monthly into my current account. However, I had selected to pay interest into my Atom account by mistake (my fault). I called customer services and got a response right away, and with a couple of security steps, it was all changed for me as intended. Excellent service and really helpful people. Five stars and more if possible. Reviewed on: 18th March 2025

Great App easy to use and very good interest rates...

5
Great App easy to use and very good interest rates Reviewed on: 18th March 2025

Enjoy banking with Atom bank I find it easy to use.

5
Enjoy banking with Atom bank I find it easy to use. Reviewed on: 18th March 2025

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