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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy set up and consistent notifications

Easy set up and consistent notifications Reviewed on: 18th March 2025

Best interest rate and Control my ac easier than oth...

Best interest rate and Control my ac easier than other banks Reviewed on: 18th March 2025

I have been with Atom Bank for a number of years now...

I have been with Atom Bank for a number of years now and have always found them competitive.Their app never fails me,the security is extremely good and the app is very user friendly. Atom Bank are always spot on reminding me when my accounts are maturing and are very straightforward in giving me my options.I will always recommend Atom Bank! Reviewed on: 18th March 2025

I have had multiple accounts with Atom and always lo...

I have had multiple accounts with Atom and always looking for the best interest rate Reviewed on: 18th March 2025

Easy to apply, good interest rate.

Easy to apply, good interest rate. Reviewed on: 18th March 2025

Easy to use online banking.

Easy to use online banking. Very good savings interest rate. Reviewed on: 18th March 2025

Easy! Easy! Easy!

Easy to set up, easy to move money in and out of. App is very user friendly. I've never had any problems accessing my money which is really important to me. I know the app is very secure and it's great that money can only be moved in and out of my main account, it means I feel financially secure. Reviewed on: 18th March 2025

So easy to use even for older person

So easy to use even for older person Reviewed on: 18th March 2025

Great App and fantastic rate!

I appreciate the great rate at Atom, and the App user experience and interface is great. It works seamlessly for me and I like that you can see how long until you get paid your interest. The only downside I have is that the account reduces the rate if you withdraw! Reviewed on: 18th March 2025

Easy to use app.

Easy to use app. Very competitive interest rates. Reviewed on: 18th March 2025

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