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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Simple and Ease of Use

Love the simplicity and very clear messaging. Reviewed on: 18th March 2025

Such an easy way to save- really happy I chose Atom...

Such an easy way to save- really happy I chose Atom bank. Love the features the app offers. Reviewed on: 18th March 2025

Best savings rate

A great interest rate compared to our daily main Bank TSB, recommended to numerous family members and all have started using Atom Reviewed on: 18th March 2025

Good exchange rate when abroad, instant update when...

Good exchange rate when abroad, instant update when spending and user friendly Reviewed on: 18th March 2025

Excellent rates of interest; speedy response time re...

Excellent rates of interest; speedy response time regarding enquiries both online and via call centre; excellent at keeping you up to date as regards general bank changes as well as your personal accounts; and finally, an excellent well laid out, user friendly, online banking app. Reviewed on: 18th March 2025

Always on the money,

Always on the money,seamless app Reviewed on: 18th March 2025

Easy to use

Easy to set up accounts, competitive interest rates and decent customer service Reviewed on: 18th March 2025

A super easy to use web bank

A super easy to navigate website makes depositing savings very easy. They pay very good rates for fied term deposits. Communication at time of deposit and time of maturity are timely and crystal clear Reviewed on: 18th March 2025

Love Atom

I find the app really easy to use and love that any transfers appear in your account instantly unlike some over providers.Whenever I have had to ring which isn’t often they are very helpful on the phone and it’s great you can actually speak to a real person and I’ve never had to wait long to get through. I’ve recommended Atom to lots of my friends and they have all started saving with then Reviewed on: 18th March 2025

Great bank, very competitive rates for savers, excel...

Great bank, very competitive rates for savers, excellent customer care, very easy app, I have recommend to family and friends. Reviewed on: 18th March 2025

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