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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom - fast, simple, great rates!

Atom is super easy to set up and use. Opening accounts once you are set up is instant and the rates are always good. Everything is laid out clearly and its clear to see just what you will get for your money. Reviewed on: 18th March 2025

Easy to open an account and move my money about.

Easy to open an account and move my money about. Reviewed on: 18th March 2025

Great app

Atom has a great easy to use app and good interest rates. Reviewed on: 18th March 2025

Good interest rates, yes excellent customer service,...

Good interest rates, yes excellent customer service, anything you need to know, extremely helpful Reviewed on: 18th March 2025

I have 3 savings accounts with atom and I am very ha...

I have 3 savings accounts with atom and I am very happy with the service. Reviewed on: 18th March 2025

Excellent Experience

There are banks with better rates of interest, but banking with Atom is painless Reviewed on: 18th March 2025

Good service never had a bad experience.

Good service never had a bad experience. Fast and efficient, polite and patient. Good rate of interest. App is very good. Money is secure and guaranteed. Reviewed on: 18th March 2025

First class Atom

Since hearing of Atom via Martin Lewis a few years ago it was easy to see looking at their services why we chose to use them to lock away our savings. We have nothing but good things to say, and on opening a Savings account when our money matured we contacted their customer services who helped us navigate moving our money- great service and exceptional rates. Reviewed on: 18th March 2025

when speakihe phone with miimum wa...

Very good when speaking on the phone with minimum wait time , questions answered satisfactory Always competitive rates Reviewed on: 18th March 2025

Atom’s online service is quick to access and easy to...

Atom’s online service is quick to access and easy to use. It provides an easy way to authenticate identity for accessing the app, and displays balances in a way that’s easy to read. Interest rates for saving are competitive. Reviewed on: 18th March 2025

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