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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

The app is very easy to use.

The app is very easy to use. And withdrawing money is quick and simple too. Reviewed on: 18th March 2025

Really easy to work with, reliable, good choice and...

Really easy to work with, reliable, good choice and great app Reviewed on: 18th March 2025

A great provider to bank with

A great bank, good customer service and easy to navigate around the app. Reviewed on: 18th March 2025

Competitive rates and good service

I opened two Atom savings accounts a few years ago. Their interest rates rates are competitive with the larger more well known banks. I have rarely needed customer services but they were easy to contact when I did a few years ago. I plan to maintain my savings accounts with Atom and have also recommended Atom to friends. Reviewed on: 18th March 2025

Best savings account

Easy to view and manage account using the app. Helpful communication. Good interest rate on savings. Reviewed on: 18th March 2025

Great online and great on the phone too!

Great online and great on the phone too!! Reviewed on: 18th March 2025

Very good responsive app, always

Very good responsive app, always Reviewed on: 18th March 2025

It’s very easy to open accounts with Atom and the tr...

It’s very easy to open accounts with Atom and the transfers in and out are pretty smooth. Attractive interests rate on the market. The app was designed sleek and simple to use. Reviewed on: 18th March 2025

One of the easiest and most effective way to get exc...

One of the easiest and most effective way to get excellent and competitive rates for your hard earned savings Reviewed on: 18th March 2025

Frequently good interest with simple instructions to...

Frequently good interest with simple instructions to follow. Reviewed on: 18th March 2025

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