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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom rates are market-leading and the App great!

Atom rates are market-leading and the App is so easy to use. Reviewed on: 18th March 2025

Recommend Atom Bank

Great interest rates, easy to use App. Simple range of products, easy to choose which is best one for me. Reviewed on: 18th March 2025

Excellent service for years.

Excellent service for years. I am informed in good time when my saving was maturing and given information about what to do next Reviewed on: 18th March 2025

Superb customer service

I recently had to contact customer services and I couldn't have been more pleased. My query was dealt with professionally, quickly and more to the point to my satisfaction. Reviewed on: 18th March 2025

Atom bank

Easy to use app competitive rates Reviewed on: 18th March 2025

Operating a savings account with Atom is simplicity...

Operating a savings account with Atom is simplicity itself. Moving funds around is smoother than any institution I've banked with and they make transfers in and out a doddle. More importantly than that, they give you clarity and open honesty - statements are clear, concise and give you relevant information. You get notifications when anything important happens with the account. I honestly wish they offered a current account - I'd have one! Reviewed on: 18th March 2025

So easy and convenient.

So easy and convenient. Rates very competitive happy Reviewed on: 18th March 2025

Easy to access app.

Easy to access app. Good interest rates. Reviewed on: 18th March 2025

Atom professional bankers

Always show a professional and courteous approach to their clients. Processing time is exceptionally fast and rates offered very competitive Reviewed on: 18th March 2025

Fantastic customer service

Considering it is a branches bank, the human interaction has been amazing. I have never felt stunted by red tape or circuitous processes. When I have needed specific help they have been amazing, including a very quick production of an interim statement which was the evident I needed to buy my house Reviewed on: 18th March 2025

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