Paid advertisement
Smart Money People Logo
Newsletter

Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5213)

First class Atom

5
Since hearing of Atom via Martin Lewis a few years ago it was easy to see looking at their services why we chose to use them to lock away our savings. We have nothing but good things to say, and on opening a Savings account when our money matured we contacted their customer services who helped us navigate moving our money- great service and exceptional rates. Reviewed on: 18th March 2025

when speakihe phone with miimum wa...

5
Very good when speaking on the phone with minimum wait time , questions answered satisfactory Always competitive rates Reviewed on: 18th March 2025

Atom’s online service is quick to access and easy to...

5
Atom’s online service is quick to access and easy to use. It provides an easy way to authenticate identity for accessing the app, and displays balances in a way that’s easy to read. Interest rates for saving are competitive. Reviewed on: 18th March 2025

Atom rates are market-leading and the App great!

5
Atom rates are market-leading and the App is so easy to use. Reviewed on: 18th March 2025

Recommend Atom Bank

5
Great interest rates, easy to use App. Simple range of products, easy to choose which is best one for me. Reviewed on: 18th March 2025

Excellent service for years.

5
Excellent service for years. I am informed in good time when my saving was maturing and given information about what to do next Reviewed on: 18th March 2025

Superb customer service

5
I recently had to contact customer services and I couldn't have been more pleased. My query was dealt with professionally, quickly and more to the point to my satisfaction. Reviewed on: 18th March 2025

Atom bank

5
Easy to use app competitive rates Reviewed on: 18th March 2025

Operating a savings account with Atom is simplicity...

5
Operating a savings account with Atom is simplicity itself. Moving funds around is smoother than any institution I've banked with and they make transfers in and out a doddle. More importantly than that, they give you clarity and open honesty - statements are clear, concise and give you relevant information. You get notifications when anything important happens with the account. I honestly wish they offered a current account - I'd have one! Reviewed on: 18th March 2025

So easy and convenient.

5
So easy and convenient. Rates very competitive happy Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.25 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products