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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Option to do online banking Vs jus t the app given a...

Option to do online banking Vs jus t the app given all the phone theft Reviewed on: 18th March 2025

Easy to use app.

Easy to use app. Instant transfers in and out very handy Reviewed on: 18th March 2025

Atom Bank Best Online Bank to Use

Atom Bank has been an excellent online retail bank to use since the past two years. They have the best interest rates in my opinion and is easy to set up an account with them without needing to go through lengthly process to open an account. Their customer service is quick and helpful when I need to ask a question. I definitely recommend for anyone opening a new savings account either for an instant or fixed saving account. Reviewed on: 18th March 2025

Refreshingly straight forward!

A straight forward investment experience using a clear and uncluttered app. Reviewed on: 18th March 2025

Easy to use App, instant transfers and great rates o...

Easy to use App, instant transfers and great rates of interest Reviewed on: 18th March 2025

It was easy to open the accounts.

It was easy to open the accounts. The tech problem I had was efficiently dealt with over the phone. Great to see how much interest I had earned and the future expected amounts. The company offers very good competitive rates. Reviewed on: 18th March 2025

Wish all banks were like this one.

Wish all banks were like this one. I have three different accounts with Aton bank. Fixed term and instant savers really good rate simple and secure website. Been with them for five years. I wouldn’t save anywhere else. Reviewed on: 18th March 2025

5 star bank

I have banked with Atom bank for 2 years it’s such a great service and such a fantastic bank I’m very happy customer. Reviewed on: 18th March 2025

Easy to use App; good customer service by phone when...

Easy to use App; good customer service by phone when the one time I needed it. Reviewed on: 18th March 2025

Easy to use app, goof information in it

Easy to use app, goof information in it Reviewed on: 18th March 2025

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